Important Disclaimers and Legal Information

Last updated on: July 28, 2025

Past performance does not guarantee future results

All financial decisions involve risk and potential loss of capital

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.

Nothing on this website constitutes professional financial, investment, legal, or tax advice. Always consult with qualified professionals before making financial decisions that could affect your personal circumstances.

Limitation of Liability

By using our services, you acknowledge and agree that Calyrosventhia shall not be liable for any direct, indirect, incidental, or consequential damages arising from

  • Use of information or services provided through our platform
  • Interruptions or technical issues affecting service availability
  • Third-party content, links, or integrated services
  • Financial decisions made based on general guidance or consultation

Information Accuracy and Currency

While we strive to maintain accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or timeliness of all content presented on our website.

All information is provided "as is" without warranty of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

Individual results may vary based on personal circumstances, market conditions, and adherence to financial planning recommendations

External Links and Third-Party Content

Our website may contain links to external websites and third-party services for your convenience and reference. We do not control the content or availability of these external resources.

The inclusion of external links does not constitute endorsement of the linked websites, their content, products, or services. Use external links at your own discretion and risk.

Financial Services Disclaimer

Our financial planning services are designed to provide general guidance and consultation. We do not provide specific investment advice, manage client funds, or guarantee financial outcomes.

  • Financial markets are inherently volatile and unpredictable
  • Economic conditions and regulatory changes may impact financial strategies
  • Personal financial goals require ongoing assessment and adjustment

Health and Wellness Information

This service does not provide medical, health, or wellness advice

Any references to personal well-being in relation to financial security are general observations and should not replace professional medical consultation.

Intellectual Property Rights

All content, trademarks, logos, and intellectual property on this website are owned by Calyrosventhia or our licensors and are protected under applicable copyright and trademark laws.

Unauthorized reproduction, distribution, or modification of website content is strictly prohibited without written permission.

Jurisdiction and Governing Law

This disclaimer and all related matters are governed by the laws and regulations of Malaysia and relevant international standards.

Governing Law: Malaysian federal law and applicable financial services regulations

Jurisdiction: Malaysian courts have exclusive jurisdiction over disputes arising from use of our services

Local regulatory variations may apply depending on your specific location and circumstances

User Indemnification

Users agree to indemnify and hold harmless Calyrosventhia, its employees, and affiliates from any claims, damages, or expenses arising from misuse of our services or violation of these terms.

Severability Clause

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Disclaimer Modifications

Calyrosventhia reserves the right to modify this disclaimer at any time. Changes become effective immediately upon posting to our website.

Users are responsible for regularly reviewing this disclaimer to stay informed of any updates or changes.

Contact Information

For questions regarding this disclaimer or our services, please contact us using the information below

Company: Calyrosventhia

Email: info@calyrosventhia.com

Phone: +60 4 7815 5760

Address: 50 Jalan Sultan Ahmad Shah, George Town, Penang

Professional financial planning services helping you build a secure financial future through personalized consultation and strategic guidance: Professional financial planning services helping you build a secure financial future through personalized consultation and strategic guidance