Important Disclaimers and Legal Information
Last updated on: July 28, 2025
Past performance does not guarantee future results
All financial decisions involve risk and potential loss of capital
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.
Nothing on this website constitutes professional financial, investment, legal, or tax advice. Always consult with qualified professionals before making financial decisions that could affect your personal circumstances.
Limitation of Liability
By using our services, you acknowledge and agree that Calyrosventhia shall not be liable for any direct, indirect, incidental, or consequential damages arising from
- Use of information or services provided through our platform
- Interruptions or technical issues affecting service availability
- Third-party content, links, or integrated services
- Financial decisions made based on general guidance or consultation
Information Accuracy and Currency
While we strive to maintain accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or timeliness of all content presented on our website.
All information is provided "as is" without warranty of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.
Individual results may vary based on personal circumstances, market conditions, and adherence to financial planning recommendations
External Links and Third-Party Content
Our website may contain links to external websites and third-party services for your convenience and reference. We do not control the content or availability of these external resources.
The inclusion of external links does not constitute endorsement of the linked websites, their content, products, or services. Use external links at your own discretion and risk.
Financial Services Disclaimer
Our financial planning services are designed to provide general guidance and consultation. We do not provide specific investment advice, manage client funds, or guarantee financial outcomes.
- Financial markets are inherently volatile and unpredictable
- Economic conditions and regulatory changes may impact financial strategies
- Personal financial goals require ongoing assessment and adjustment
Health and Wellness Information
This service does not provide medical, health, or wellness advice
Any references to personal well-being in relation to financial security are general observations and should not replace professional medical consultation.
Intellectual Property Rights
All content, trademarks, logos, and intellectual property on this website are owned by Calyrosventhia or our licensors and are protected under applicable copyright and trademark laws.
Unauthorized reproduction, distribution, or modification of website content is strictly prohibited without written permission.
Jurisdiction and Governing Law
This disclaimer and all related matters are governed by the laws and regulations of Malaysia and relevant international standards.
Governing Law: Malaysian federal law and applicable financial services regulations
Jurisdiction: Malaysian courts have exclusive jurisdiction over disputes arising from use of our services
Local regulatory variations may apply depending on your specific location and circumstances
User Indemnification
Users agree to indemnify and hold harmless Calyrosventhia, its employees, and affiliates from any claims, damages, or expenses arising from misuse of our services or violation of these terms.
Severability Clause
If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Disclaimer Modifications
Calyrosventhia reserves the right to modify this disclaimer at any time. Changes become effective immediately upon posting to our website.
Users are responsible for regularly reviewing this disclaimer to stay informed of any updates or changes.
Contact Information
For questions regarding this disclaimer or our services, please contact us using the information below
Company: Calyrosventhia
Email: info@calyrosventhia.com
Phone: +60 4 7815 5760
Address: 50 Jalan Sultan Ahmad Shah, George Town, Penang
Professional financial planning services helping you build a secure financial future through personalized consultation and strategic guidance: Professional financial planning services helping you build a secure financial future through personalized consultation and strategic guidance